Apply Pay has arrived. Everyone has been talking, writing, tweeting, and fighting about it. But is the mainstream actually using it? Will it replace cash transactions? In my opinion, at this moment, NO. Here are the three biggest challenges to Apple Pay's success: 1) Merchants Are Mad Apple Pay is not going to succeed unless they can persuade merchants to accept the new form factor. You...

VRBO.com (Vacation Rental By Owner) has turned the vacation rental industry on it’s head by connecting renters with vacation homeowners all over the world. They claim travelers can “rent a house for half the price of a hotel”- and with over a million listings in some of the world’s hottest locations, it’s no wonder they have exploded in popularity in recent years. I recently sat down...